Midkey moves beyond houses — Sarah’s apartment success story
For Sarah, a Sydney mother of two, the struggle was real. Seven years after her divorce, as she rebuilt her career, rising interest rates and the cost of living left her constantly stressed. Her attempts to borrow more from her bank were declined.
To keep up with the mortgage on her North Bondi apartment, the 55-year-old took on extra jobs — dog walking, babysitting, and renting out her spare room — on top of her full-time job. Then she spotted a Midkey advertisement featuring her friend Cheryl.
Sarah jumped on the website and said she was overjoyed to see that Midkey had expanded its No Monthly Payments Loans to include apartments and investment properties, not just owner-occupied houses. To start the process, she instantly confirmed her eligibility online and then received a call from the Midkey team.
“I’m investing in my freedom and my happiness now”
With her Midkey loan approved, Sarah used part of it to pay down more of her existing mortgage — reducing her monthly repayments and freeing up cash. She’ll do some minor cosmetic renovations at home, but the rest has been put towards a long-held dream: taking her sons overseas before they leave home.
“Of course, everything comes at a price, but I took a Midkey with a level head,” Sarah said. “I’m investing in my freedom and my happiness now. I will always live thriftily, but I feel lighter, stronger, and more positive about the future.”
“I’m still building equity, but with the breathing room to enjoy life”
Without Midkey, Sarah says she might have been forced to tighten her belt even further — or even sell her home.
“Now the atmosphere in our home is lighter and positive. This opportunity has reduced my stress and benefited the whole family. I’m still building equity in a great suburb, but with the breathing room to enjoy life. I have a real sense of ‘we’ve got this.’ I’m not giving up anything — I’m gaining,” she said.
Sarah, who leads fundraising for a charity supporting vulnerable mothers and children, says her experience has given her a deeper empathy for those under financial strain. She plans to repay her Midkey in five years when she downsizes.
Like Sarah, you can Check Your Eligibility and start your own journey today.
